Without a plan in place, it can be frightening to consider how you will support yourself throughout retirement. You may wonder, “Do I have enough assets to last for the rest of my life?” “Will I be able to pay for unexpected expenses?” “When should I begin taking Social Security?” “Will my family be okay if something happens to me?”
At Strategic Wealth Investments, we take a disciplined approach to helping you plan for retirement. Using your retirement goals as a guide, we develop a custom strategy to help meet your monthly income requirements and pursue your retirement vision. We believe this approach can give you the best possible chance of working toward a successful retirement.
As retirement nears, we gradually shift your portfolio from accumulation-focused to distribution-focused, based on your retirement timeline and risk tolerance. We also begin identifying opportunities to establish a monthly stream of income to cover your living expenses. This retirement income strategy incorporates all potential sources of income, including employer-sponsored retirement plan assets, individual retirement assets, pension plans, Social Security and more.
